SACCO Core Banking Platform
A comprehensive core banking system built on Microsoft Dynamics 365 Business Central — designed specifically for SACCOs, cooperatives, and microfinance institutions.
Modular Architecture
A scalable architecture that covers every aspect of SACCO operations.
Finance Module
Complete general ledger, chart of accounts, bank reconciliation, financial statements, and regulatory reporting.
Member Registry
Member onboarding, KYC verification, account management, beneficiary registration, and member lifecycle tracking.
Credit Management
Loan origination, guarantor management, automated repayment schedules, CRB integration, and collections tracking.
Savings Management
Multiple savings products, interest calculation, dividend computation, deposits, withdrawals, and member statements.
HR & Payroll
Employee management, payroll processing, leave management, statutory deductions, and compliance reporting.
Administration
User management, role-based access control, audit trails, system configuration, and compliance settings.
Key Platform Features
Built to handle the complexities of SACCO operations at any scale.
Loan Origination
End-to-end loan processing from application to disbursement.
Guarantor Management
Automated guarantor verification and liability tracking.
Repayment Schedules
Automated schedule generation with flexible repayment options.
Dividend Calculation
Accurate computation and distribution of member dividends.
Member Reporting
Comprehensive statements and portfolio reports for members.
Audit Trail
Complete transaction history and compliance audit logs.
Mobile Access
Member mobile banking and USSD self-service channels.
API Integrations
CRB, M-Pesa, banks, KRA, and national ID systems.
See the Platform in Action
Book a personalized demo and see how our core banking platform can transform your SACCO operations.
Request a Demo